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Light plans

Light plans give you basic coverage, so you get the protection you need at a lower monthly rate.

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Light plans could be good for you
if you're:

  • Healthy with no health conditions
  • Not taking regular prescriptions

New to individual health insurance?
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Three light plans:

Compare light plans

Keep Fit is a PPO that covers medical preventive care and gives you three light options to choose from. That means you get the basic coverage you need for a lower premium.

Plan type Included coverage Inpatient deductible options Monthly rate
PPO Prescriptions**
Dental (optional)

For individuals:
$5,000, $7,500 or $10,000

For families:
$10,000, $15,000 or $20,000

Starts at
$43.95*

More details:

  • Includes accidental injury deductible waiver
  • Includes diminishing deductible and fitness rewards for qualifying members
  • Coinsurance is 30 percent in network
  • Maternity and contraceptives aren’t covered
  • Pre-existing condition waiting period is 180 days
  • Copays include $40 for office visits, $250 for ER visits
*For a 19-year-old nonsmoker, Plan 10,000
**Prescriptions covered after a $1,000 deductible (for individuals) or $2,000 deductible (for families) is met.

Young Adult Blue Max is a PPO for individuals 19 to 30 years old. This low-premium plan covers preventive medical, vision and dental care in addition to basic coverage.

Plan type Included coverage Deductible options Monthly rate
PPO Dental (optional)

For individuals:
$1,000

Starts at
$97.62*

More details:

  • Includes preventive dental and vision
  • Includes accidental injury deductible waiver
  • Coinsurance is 30 percent
  • Maternity and contraceptives aren’t covered
  • Pre-existing condition waiting period is 180 days
  • Copays include $30 for office visits, $150 for ER visits
*For a 19-year-old nonsmoker

Flexible Blue II 5000 is an HSA-compatible PPO with a $5,000 deductible and a low premium. That means you can have more control over how many health care dollars you save and spend.

Plan type Included coverage Deductible options Monthly rate
PPO Prescriptions
Dental (optional)

For individuals:
$5,000

For families:
$10,000

Starts at
$73.43*

More details:

  • Preventive care covered at 100 percent
  • HSA compatible
  • Medical and prescription drug expenses contribute to the deductible
  • Contraceptives are covered, but not maternity
  • Pre-existing condition waiting period is 180 days
  • Coinsurance is 20 percent in network
*For a 19-year-old nonsmoker

All plans include:

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Care management

Access a health professional any time by calling our 24-hour health advice hotline.

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Preventive care

Maintain your health with the covered yearly checkups and screenings included in every plan.

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Healthy Blue Xtras

Get savings and special offers on everything from fitness gear to groceries.