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Welcome to the www.bcbsm.com Web site provided by Blue Cross Blue Shield of Michigan. The following Terms and Conditions of Use govern your use of the Blue Cross Blue Shield of Michigan Web site. We may change the Terms and Conditions of Use at any time. Your use of our Web site (after updates are made to our Terms and Conditions of Use) is your agreement accepting the changes. Please revisit this Terms of Use page often for your review of updates. If you disagree with the Terms and Conditions of Use, you are instructed not to use this Web site.
Blue Cross Blue Shield of Michigan owns and operates this Web site. The contents of the Web site, including but not limited to, the text, images, layout and code, are proprietary information, intellectual property, or copyrighted material belonging to BCBSM and its content providers. We and our content providers retain all right, title and interest in the content we make available to you.
No material from this Web site may be modified, copied, reproduced, republished, uploaded, posted, broadcasted, transmitted, framed, licensed, sold or distributed in any way without the prior written consent of BCBSM except BCBSM authorizes you to view and download material on the website solely for your personal, non-commercial use. You may not erase or alter any copyright or other proprietary notices on any copies you make.
You may not cause or allow anyone to (1) co-brand the Web site or any portion (which means a name, logo trademark or other means of attribution or identification of any party is displayed in such manner reasonably likely to give a Web site user the impression that such other party has the right to display, publish, or distribute the Blue Cross Blue Shield of Michigan Web site or its accessible content); or (2) frame the Web site or any portion (where the Web site or portion will appear on the same screen with a portion of another website.) You agree to cooperate with Blue Cross Blue Shield of Michigan in causing any unauthorized co-branding, framing or linking to immediately cease.
You may not use this Web site to:
You will not use this Web site in violation of any laws. Activity on this Web site is subject to monitoring by Blue Cross Blue Shield of Michigan at any time. Anyone who uses this site consents to such monitoring and agrees that BCBSM may use the results of such monitoring without limitation.
The Web site may contain inaccuracies or typographical errors. While we try to promptly correct all errors under our control that become known to us, Blue Cross Blue Shield of Michigan makes no representations on the accuracy, reliability, completeness, or timeliness of the material. BCBSM has no obligation to update information presented on this Web site, so information herein may be out of date at any given time. Your Web site use and any of its material is at your own risk. Changes are made to the Web site often and can occur at any time.
Blue Cross Blue Shield of Michigan does not warrant that the Web site will operate error free, or without interruption, or that the Web site and its server are free of all computer viruses or computer code harmful to your equipment, your programs, or your data. the features, functions, service and content of the Web site are provided on an 'as is' basis without any warranties of any kind.
In no event will Blue Cross Blue Shield of Michigan, its service providers, content providers, employees, agents, officers and directors be liable for any incidental indirect, consequential, or special damages, including loss of revenue or income, loss of programs or data on your equipment, pain and suffering, emotional distress or similar damages even if we have been advised of the possibility of such damages. If you are dissatisfied with any of the material on this Web site, or with any of BCBSM's terms and conditions, your sole and exclusive remedy is to discontinue using this site.
This Web site provides general educational information on health-related issues and provides access to health-related resources for the convenience of our users. This site and its health-related information and resources are not a substitute for professional medical advice or for the care that patients receive from their physicians or other health care providers.
This site and its health-related information resources are not meant to be the practice of medicine, the practice of nursing, or to carry out any professional health care advice or service in the state where you live.Nothing in this web site is to be used for medical or nursing diagnosis or professional treatment.
Always seek the advice of your physician or other licensed health care provider. Always consult your health care provider before beginning any new treatment, or if you have any questions regarding a health condition. You should not disregard medical advice, or delay seeking medical advice, because of something you read in this site.
Descriptions of Blue Cross Blue Shield of Michigan products and services are offered in outline form as a convenience. They do not contain all the health plan benefit terms, conditions, limitations, procedures and exclusions that apply to your coverage.
Parts of our Web site are password-protected and for use only by Blue Cross Blue Shield of Michigan authorized users. If you register, you agree to provide us with accurate and complete registration information and to inform us immediately of any updates or other changes to such information. For example, you may not (1) enter, select or use a false name or an email address owned or controlled by another person with the intent to impersonate that person or (2) use as a User ID a name subject to any rights of a person other than yourself without appropriate authorization. BCBSM reserves the right to refuse registration of, or cancel a User ID in our discretion.
When you register to use a password-protected Web site, you will establish your account password. To protect your privacy, you alone are responsible to keep your password a secret. Our employees or agents will never ask you to tell them your password. Do not give out your password or allow it to be seen, or used, by anyone else. If someone else learns your password, they might use this Web site to get private information about you without your knowledge and BCBSM cannot stop the access until you change your password.
Our Web site allows you to change your password. We recommend that you use this feature to periodically change your password to better protect your privacy. If you think your password no longer is secret, you must use the password page of the Web site to immediately change it to protect your own privacy.
The Blues collect information from users of our site. We use personal information to customize your Internet transaction. Generally, we do not share with third parties the personal information you supply when conducting transactions on our Web site. And generally, unless you specifically key in personal information on our Web site, you browse our Web site anonymously, which means personal information is not collected. We may collect your personal information, such as name, address, etc. using a secure session when you initially register with us at this Web site or if you engage in a transaction that requires an electronic signature, for example.
In addition to personal information, we also gather information on the use of our Web site, including domain name, number of hits, pages visited, length of user session, and so forth to evaluate the usefulness of our site.
This Web site is not meant for use by children under the age of 18. We don't allow anyone under 18 to have a user ID for our Web site and don't collect any information from any person we know is under the age of 18. Some of the content on this Web site may not be appropriate for children. Parents or guardians are solely responsible for supervising any use of the Blue Cross Blue Shield of Michigan Web site by minors under their custody.
We periodically conduct two types of surveys on our corporate Web site. General surveys on our site are randomly generated for all users. Specific surveys are offered to Blue Cross Blue Shield of Michigan members only within the secure member area.
We encourage you to participate in these surveys because they provide us with important information to improve the services we offer. Your personal information and responses remain strictly confidential. Participation in our surveys is voluntary.
All responses to our surveys are aggregated to create summarized results (such as gender, age, or other demographic information). We then use the summarized results to improve the quality of our services to you.
Some Web site pages may permit you to post communications or send us information. Unless a Web site page states information you chose to provide will be transmitted in a secure manner, your communication is not private. You are responsible for any communications you choose to post or information you choose to submit that we have not stated is transmitted by secure means. You assume any and all consequences (including, but not limited to, the possible loss of your privacy) resulting from your transmission of any unsecured information.
We have links from our Web site to a number of different health care-related sites. We provide these links as a courtesy to help you find information. We are not responsible for the performance or content of sites linked from BCBSM.com since they are beyond our control. We recommend you read the privacy statements on the sites you visit to understand their individual privacy practices.
Blue Cross Blue Shield of Michigan reserves the right to terminate or limit your access to the Web site or its content at any time without notice.